WHAT TO EXPECT
OUR PLANNING PROCESS
GETTING TO KNOW YOU
LEARN
01
Our expertise in serving you begins with understanding your needs and goals.
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That’s why we make it a priority from the start to build a relationship with our clients.
ESTABLISHING GOALS
SET GOALS
02
Whether you have very specific goals in mind or you’re not quite sure where to start, we’re here to help.
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Reaching retirement or achieving another financial goal is often a lengthy process. Setting goals now can increase your odds of success and allow you to celebrate the accomplishments you worked so hard to achieve.
COMPARING YOUR CURRENT APPROACH TO ALTERNATIVE STRATEGIES
ANALYZE
03
Our team will use the information you provide to identify strengths and opportunities that we may be able to use to your advantage.
We will also attempt to pinpoint any challenges or threats you may face, so that we can prevent as many potential problems down the road as possible.
CREATING A PLAN FOCUSED ON YOU
CREATE
04
Once we have a thorough understanding of your complete financial picture, we will develop a plan designed to put you in the best position to achieve your goals.
We will use our powerful portfolio analysis tools to take a deeper look at your portfolio.
PRESENTING OUR RECOMMENDATIONS
PRESENT
05
We want to make sure that you understand how our recommendations will help you achieve your goals, which is why we are happy to answer any questions you may have.
In this step, we also lay out the services we will provide on an ongoing basis as well as any responsibilities on your part.
PUTTING YOUR PLAN INTO ACTION
IMPLEMENT
06
Once the proposed plan has been agreed upon, our team will begin to implement the plan which normally requires minimal effort on your part.
In the first few weeks, we will follow your plan very closely to make sure that everything is going smoothly on your end and on ours.
REVIEWING YOUR PLAN REGULARLY TO MONITOR PROGRESS
REVIEW
07
We will meet with you on a regular basis to ensure that you remain on track to achieve your goals and update your plan when changes arise.
You will have easy access to your portfolio’s value and performance as well as your progress toward all of your goals.
CLIENT EXPERIENCE
CLEAR EXPECTATIONS
One of our top priorities from the start is to define what particular services we intend to provide and the
timeline for doing so.
We also outline any responsibilities on your end which may involve providing copies of financial statements or other relevant information so that we can develop a plan to accommodate your personal situation.
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Additionally, you will be able to see exactly how much you are paying us to manage your portfolio and provide financial planning services.
REGULAR COMMUNICATION
You will hear from us as much or as little as you would like to.
We like to keep in touch at least a few times throughout
the year to stay up to date on your situation.
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CLIENT
PORTAL
Each client will have access to their own client portal. This portal allows you to see all of your financial information in one place. You can also make changes to items such as your spending or retirement age and see how it impacts the outcome of your plan.
The portal also provides you with access to budgeting tools and a document vault which allows you to store or share files in a secure location.
RISK
PROFILING
Most advisors agree on the importance of understanding how each client perceives risk. However, many advisors rely on questionnaires that only account for the client’s risk tolerance.
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Our team uses an evaluation that considers your risk capacity in addition to your risk tolerance. Once we have the results, we discuss them with you and explain the relationship between the level of risk you are willing to take and the likelihood of achieving your goals.
QUARTERLY PERFORMANCE
REPORTS
At the end of each quarter, you will receive a performance report that highlights how your portfolio has performed in the past three months compared to some common benchmarks. You will also be able to see the performance of each individual investment within your portfolio.
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Because we believe in transparent pricing, the report also
includes an invoice that shows the exact amount that was
deducted from your account to cover management fees.